The Citizens’ Utility Board, or CUB, is a model approach for bringing together large numbers of diffuse consumers into a voluntary organization, which can then pursue a common citizen/consumer agenda in banking, insurance, housing or dozens of other arenas. I call it the “silicon chip” for the citizen movement because it is a low-cost, high … Read more
Recently an elderly gentleman asked me about my opinion on NPR and PBS, knowing of my vigorous support in the nineteen sixties for these alternatives to commercial radio and television stations. Here is my response: Congress created NPR and PBS to provide serious programming, without any advertisements, for the American people. Former media executive Fred … Read more
Two contemporary stories about Senator Rand Paul (R- KY) illustrate the disconnect between one’s ideology and personal experiences. Imagine a fierce opponent of regulation being saved in a crash by government-mandated seat belts and air bags and the ensuing cognitive dissonance. In the case of Rand Paul, MD (ophthalmology) the two experiences came almost at … Read more
Earlier this month I wrote a column listing twelve major redirections or reforms that most people want for our country (see: “It’s Your Congress, People!” Make it work for you!). All of which require action by Congress—the gate-keeper. Now Congress must hold informative and investigative public hearings to inform the media and to alert and … Read more
The accolades were uniformly respectful for the honest, innovative, and unyielding defender of shareholder/investor rights – the late John C. Bogle – the founder of the now giant Vanguard Group of mutual funds. Writers took note of his pioneering low-cost, low-fee investing and mutual funds tied to stock-market indices. Index funds, tied to such indices … Read more
Many Senate Democrats are throwing in the towel on the nomination of William Barr for Trump’s Attorney General (a prospect assured by Senate minority leader, Chuck Schumer, declaring his personal vote against Barr). Let’s ask why? One would think that Senate Democrats would be appalled at Barr’s long-time unyielding conduct and writings asserting that the … Read more
When Herb Kelleher, the joyous, fun-loving Founder and retired CEO of Southwest Airlines soared past permissible flight levels for passenger aircraft on his way to heaven last week, the accolades in the exuberant obituaries were also sky-high. Listen to former American Airlines CEO Bob Crandall: “He was a man of great imagination. He was a … Read more
Congress is the Constitutionally delegated repository of the sovereign authority of the people (the Constitution which starts with “We the People,” not “We the Congress!”). Most of the changes, reforms, and improvements desired by a majority of people have to go through Congress. Incentives for change often start with Congressional elections or grass-roots organizing. But … Read more
Dear America: Costly complexity is baked into Obamacare. No health insurance system is without problems but Canadian-style single-payer— full Medicare for all— is simple, affordable, comprehensive and universal. In the early 1960s, President Lyndon Johnson enrolled 20 million elderly Americans into Medicare in six months. There were no websites. They did it with index cards! … Read more
Here are some of my favorite, frugal, effective non-profit citizen action organizations that you may wish to favor with your tax-deductible generosity. They need your support, because few are doing their kind of important work. Veterans For Peace(VFP): Composed of veterans from World War II to the present, VFP takes strong stands, including peaceful demonstrations … Read more
In November, about 25 progressive Democrats were newly elected to the House of Representatives. How do the citizen groups know whether they are for real or for rhetoric? I suggest this civic yard stick to measure the determination and effectiveness of these members of the House both inside the sprawling, secretive, repressive Congress and back … Read more