The Citizens’ Utility Board, or CUB, is a model approach for bringing together large numbers of diffuse consumers into a voluntary organization, which can then pursue a common citizen/consumer agenda in banking, insurance, housing or dozens of other arenas. I call it the “silicon chip” for the citizen movement because it is a low-cost, high … Read more
On my weekly radio show, I recently interviewed Liam McCormack, the head of testing for Consumer Reports (CR)—a resource and monthly magazine with seven million print and online subscribers. It has always been a wonder to me why seventy million people don’t take advantage of this honest, non-profit testing organization that gives you the lowdown … Read more
I first heard about William M. Shernoff in the mid-nineteen seventies when he was pioneering a field of law known as insurance bad faith litigation. That ‘bad faith’ occurs is when insurance companies deny legitimate claims or try to use deceptive fine print clauses to escape policy coverage. He was starting to collect both compensation … Read more
Up against four decades of megacorporate erosion of wrongfully injured Americans’ access to our courts, trial lawyers are wondering what use is left of the Seventh Amendment, our constitutional right to trial by jury? Indentured lawmakers pass laws blocking or obstructing harmed individuals who are simply seeking fair compensation for their medical expenses, wage loss … Read more
Almost every day, entertainment, sports, media, political and even some business organizations are jettisoning their top officials and incumbents after reported accusations of sexual harassment and sexual assaults of their subordinates. They’re not waiting for prosecutors, courts or regulators to take action. “Get out now” is the first punishing order. Then the work product of … Read more
In falsely bragging about the alleged benefits to the middle class from the tax law enacted by the Republicans last month, the Trumpsters neglected to give high visibility to the state regulators who must require utility and insurance companies to pass savings from the tax cuts on to their consumers. While some regulated utility companies … Read more
Former President Barack Obama continues to mystify his supporters. He is watching his successor tear down what they see as his administration’s hard-earned initiatives to protect the people’s health, safety and economic well-being, while twisting Washington toward more coddled, tax-subsidized corporatism. Yet our former president mostly remains quiet on matters of substance, providing no powerful … Read more
Dear President Trump, Let us all wish and work for a peaceful and just New Year. The American people are spending a significant amount of time observing and thinking about your presidency and its robust tweeting operation as President. Three areas of interest and concern comprise this letter’s purpose: With news of the forthcoming medical … Read more
“Sorry we’re not taking cash or checks,” said the clerk at the Fed Ex counter over a decade ago to an intern. “Only credit cards.” Since then, the relentless intensification of coercive commercialism has been moving toward a cashless economy, when all consumers are incarcerated within a prison of corporate payment systems from your credit/debit … Read more
Here are some of my favorite, frugal, effective non-profit citizen action organizations that you may wish to favor with your tax-deductible generosity. 1. Veterans For Peace (VFP): Composed of veterans from World War II to the present, VFP takes strong stands, including peaceful demonstrations and marches, for peace and against a militarized, aggressive foreign policy … Read more
Donald Trump’s now ubiquitous slogan, “Make America Great Again!”, is often chanted at rallies, but rarely scrutinized in public discourse. What era in America’s past is Mr. Trump referring to when he says “Again”? Would Mr. Trump prefer America return to the days of slavery, Jim Crow and labor exploitation in unsafe factories, mines, foundries … Read more