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Citizens’ Utility Board (CUB)

December 1, 2025

The Citizens’ Utility Board, or CUB, is a model approach for bringing together large numbers of diffuse consumers into a voluntary organization, which can then pursue a common citizen/consumer agenda in banking, insurance, housing or dozens of other arenas. I call it the “silicon chip” for the citizen movement because it is a low-cost, high … Read more

What is Stalling Wrongful Injury Lawyers?

February 7, 2018

Up against four decades of megacorporate erosion of wrongfully injured Americans’ access to our courts, trial lawyers are wondering what use is left of the Seventh Amendment, our constitutional right to trial by jury? Indentured lawmakers pass laws blocking or obstructing harmed individuals who are simply seeking fair compensation for their medical expenses, wage loss … Read more

The Paradox of Equal Justice

February 1, 2018

Almost every day, entertainment, sports, media, political and even some business organizations are jettisoning their top officials and incumbents after reported accusations of sexual harassment and sexual assaults of their subordinates. They’re not waiting for prosecutors, courts or regulators to take action. “Get out now” is the first punishing order. Then the work product of … Read more

Look for Rate Cuts in Your Auto/Homeowner’s Insurance Coming Soon

January 25, 2018

In falsely bragging about the alleged benefits to the middle class from the tax law enacted by the Republicans last month, the Trumpsters neglected to give high visibility to the state regulators who must require utility and insurance companies to pass savings from the tax cuts on to their consumers. While some regulated utility companies … Read more

Twitter Rock Star Obama’s Silence Must Delight Trump

January 18, 2018

Former President Barack Obama continues to mystify his supporters. He is watching his successor tear down what they see as his administration’s hard-earned initiatives to protect the people’s health, safety and economic well-being, while twisting Washington toward more coddled, tax-subsidized corporatism. Yet our former president mostly remains quiet on matters of substance, providing no powerful … Read more

An Open Letter to President Trump

January 9, 2018

Dear President Trump, Let us all wish and work for a peaceful and just New Year. The American people are spending a significant amount of time observing and thinking about your presidency and its robust tweeting operation as President. Three areas of interest and concern comprise this letter’s purpose: With news of the forthcoming medical … Read more

Corporate Coercion and the Drive to Eliminate Buying with Cash

January 4, 2018

“Sorry we’re not taking cash or checks,” said the clerk at the Fed Ex counter over a decade ago to an intern. “Only credit cards.” Since then, the relentless intensification of coercive commercialism has been moving toward a cashless economy, when all consumers are incarcerated within a prison of corporate payment systems from your credit/debit … Read more

For Year End Charitable Giving — Some Favorites

January 3, 2018

Here are some of my favorite, frugal, effective non-profit citizen action organizations that you may wish to favor with your tax-deductible generosity. 1. Veterans For Peace (VFP): Composed of veterans from World War II to the present, VFP takes strong stands, including peaceful demonstrations and marches, for peace and against a militarized, aggressive foreign policy … Read more

What Does Trump Mean By ‘Make America Great Again’?

December 20, 2017

Donald Trump’s now ubiquitous slogan, “Make America Great Again!”, is often chanted at rallies, but rarely scrutinized in public discourse. What era in America’s past is Mr. Trump referring to when he says “Again”? Would Mr. Trump prefer America return to the days of slavery, Jim Crow and labor exploitation in unsafe factories, mines, foundries … Read more

The Republicans’ Devious Tax Attack On The People

December 9, 2017

Have the Republican greed-hound toadies gone too far? How much are the American people going to take before they replace the reckless Republicans in the next election? Low and middle-income Americans are bracing for the likely passage of a Trump-supported tax bill that deviously redistributes even more of the people’s income to the richest one … Read more

Be Aware of the Dark Side of Sports Media

December 7, 2017

The sports pages of major newspapers, such as the Washington Post, are thriving while other sections of newspapers such as business sections or book review pages struggle to survive. That doesn’t mean that the sports pages allow the fans, the consumers, the taxpayers and many of the players have their say. Over the years, the … Read more