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Citizens’ Utility Board (CUB)

December 1, 2025

The Citizens’ Utility Board, or CUB, is a model approach for bringing together large numbers of diffuse consumers into a voluntary organization, which can then pursue a common citizen/consumer agenda in banking, insurance, housing or dozens of other arenas. I call it the “silicon chip” for the citizen movement because it is a low-cost, high … Read more

Undermining Safety: A Report on Coal Mine Safety

June 4, 2008

Undermining Safety

Time Running Out to Claim Largest Refund in U.S. History

April 9, 2007

  April 9, 2007 Center for the Study of Responsive Law (CSRL) Contact: Adam Tapley Tel. (202) 387-8070 Fax (202) 234-5176 Average Taxpayers and Small Businesses Owed Billions from Illegal Tax The Refund and How to Get It Billions of dollars of the largest refund in U.S. history have so far gone unclaimed by taxpayers … Read more

Innovation and Stagnation

June 4, 2006

Innovation

Defective Defense – How the Pentagon buys weapons that do not work

June 6, 1989

Defective Defense – How the Pentagon buys weapons that do not work

Report to U.S. Taxpayers on the savings and loan crisis

February 6, 1989

Report_to_Taxpayers_on_SandL_Crisis

Banding Together: How Check-Offs will revolutionize the Consumer Movement

September 6, 1981

Banding Together