Latest News

Citizens’ Utility Board (CUB)

December 1, 2025

The Citizens’ Utility Board, or CUB, is a model approach for bringing together large numbers of diffuse consumers into a voluntary organization, which can then pursue a common citizen/consumer agenda in banking, insurance, housing or dozens of other arenas. I call it the “silicon chip” for the citizen movement because it is a low-cost, high … Read more

Innovation and Stagnation

June 4, 2006

Innovation

Defective Defense – How the Pentagon buys weapons that do not work

June 6, 1989

Defective Defense – How the Pentagon buys weapons that do not work

Report to U.S. Taxpayers on the savings and loan crisis

February 6, 1989

Report_to_Taxpayers_on_SandL_Crisis

Banding Together: How Check-Offs will revolutionize the Consumer Movement

September 6, 1981

Banding Together